Getting sucked into the Payday loan spiral

You hear and see the payday loan advertisements everywhere. At every corner and all over the internet you will see” Borrow $500 in 15 minutes, no credit check required!” Sounds convenient and easy right? In reality, it really is that easy HOWEVER it’s easier to get sucked into the payday loan spiral.

The Problem

The problem with a payday loan is that you’ll become trapped in a web that’s impossible to escape. With a payday loan you are borrowing against a future pay. The interest rate is extremely high so when 2 weeks roll around and you can only afford to pay off the interest, you carry the loan forward and then the next pay turns into the next pay and before you know it, you’re not paying off the loan and wasting ALOT of money on interest.

What To Remember

You must remember that a payday loan company is disguised as a beneficial route for you but they are happiest when you’re paying them a good chunk of money on interest rather than paying off your loan. This is how they survive. You must also keep in mind that if and when you default in payments, it will be reported to the credit bureau and your credit score will be tarnished.

What Are My Options

You should avoid taking out any more payday loans, seek other alternative lenders that offer a better interest rate. More traditional lenders will even help rebuild your credit by reporting all payments to the credit bureau.

Since 1984, Prudent Financial Services has been specializing in repairing credit with open, affordable, same day loans to discharged and undischarged bankrupts, people whose proposal is almost paid off, or people with paid off debt who still have bad credit scores.

Save your money, your credit rating and your financial health. For more valuable tips and information, visit our facebook page at www.facebook.com/prudentfinancial

Think smart. Think Prudent.

Cash Loans - Gratifying the Urgent Financial Needs

Unexpected problems can reap you anytime, at that time you may need vital credits. In this situation cash loans are perfect help. These advances are easily available in less time without long documentation process, no paper work involved etc. One can meet numerous needs with this money like paying medical bills, electric bills, paying off debts, sudden business travel, paying of kids school fee etc. You can simply gratify your urgent need of credits to meet your short term expenses.

People with bad credits can also take cash loans without any trouble. Lenders easily provide this finance to poor creditors suffering from problems like CCJs, IVA, arrears, payment over due, defaulters etc.

These are short term financial aids so the amount offered in these advances ranges from £80 to £1500. These finances can be easily repaid as the amount offered is less. You should repay the borrowed amount within the span of 30 months. The amount offered depends on various factors credit history of borrower, repayment capability, bank details, monthly income etc.

To avail these finances you should have stable job with fixed income of above £1000, you should be adult of 18 years above in age, you should be permanent resident of UK and you should have current bank account. The interest rate charged in these advances is slightly higher as they are for short duration.

For applying to these finances you are required to fill online application form available. If you found eligible for the help lender will instantly transfer the desired amount in your bank account. With few clicks you can get various quotes from lenders who will help you out to select the best offer for you. By searching online you will find several lenders offering deals with different rate of interest. Online networking of this advance makes the process of borrowing money so fast and easy.


Summary:

Cash loans are perfect help for those who require urgent credits to meet any unexpected problem. The amount offered in these finances is less though you can easily repay the borrowed advance.

Top Design Ideas For a Baby Boy's Room

Most parents will agree that having a baby is a great and fulfilling experience. Babies can make a lot of people happy and satisfied about their family life. But you must remember that you need to take good care of your baby. You must provide the things that your baby needs for him to feel that you love him.

There are a lot of ways that you can do to make your baby happy. You can buy equipment that he needs so that he will feel comfortable and at ease. You must remember that the design of the room must be considered. Here are some ideas that you must know if you want to design the room of your baby boy:

SPORTS RELATED THEME

You must know that most boys enjoy sports activities because these activities will help them build better body and will improve their health. You can expose your baby boy to sports as early as possible. You can design his room after a specific sport like basketball or football. It will all depend on you. Just make sure that the sport you will choose is interesting. You can incorporate the design to with the pictures inside the room. You can also buy a bed or bed mattresses that have sports theme.

ASTRONOMY

This design is cool and very relaxing. If you want your baby to dream of becoming an astronaut or a sky explorer you can design his room with astronomy related subjects like planets and stars. Keep in mind that boys are very adventurous and they will probably like the astronomy themed room. Having this kind of theme will not only be exciting and fun but it can also relax his mind if he sees stars and planets in the wall and ceiling.

FOREST AND WILD

This is a very good theme for a baby boy's room if you want your child to keep in touch with nature. You can paint the wall with trees, animals and mountains. This will make the room exciting. It can also be a relaxing place because the room will be heavily painted with green which has a cooling effect at some extent.

OCEAN AND SEA

This will surely make the room cool. You can paint the room in blue and add sea creatures like dolphins, fishes, starfishes and even corals. You can put ship and submarine paintings in the wall to have a better effect. This will surely expose your baby boy to the life of ocean explorers.

There are a lot of ways to design the room of your baby boy. You just need to choose the one that will fit his character and personality. Always make sure that the design that you will choose is cool and can stimulate your baby to learn new things.

Always make sure that you get the best for your baby. You can visit Baby Bouncers. This will surely help you in choosing the best for your precious baby.

Source: EzineArticles.com

Unsecured Tenant Loans - Get Finance without Taking Risk

Usually, lenders do not provide fiscal hold to tenants as there is risk of non payment. These days to secure instant cash tenants can apply for unsecured tenant loans for bad credit. These credits do not demand any collateral to be kept this makes it more reliable. Borrowers can use the amount for which ever purpose they want like paying for tuition fees, buying a car, wedding, going to holiday tour or for debt consolidation. This implies that these credits are risk free in nature for borrowers.

These finances are perfect to meet your short term requirements and also the amount offered in these credits are not much high. The amount which you can borrow from these advances ranges from £1000 to £25000. Borrower can easily repay the taken amount within 10 years. The interest rate charged in this cash is slightly high due to absence of collateral. Though, the tenants with good credit history are charged comparatively low rate of interest. But the approval comes only when the lender is fully convinced about safe and timely return of the loan.

This fiscal aid is also given to the people who have poor credits. Unpleasant credits like CCJs, IVA, arrears, non payment and defaulters are also overlooked in these credits. However, the rate of interest charged to poor creditors in these finances is bit high due to the risk involved in non payments.

Online mode of borrowing finance is the best way to get cash in short time duration. To avail this support you can fill online application form available with your details. Sooner the lender will make contact with you after verifying the information. Funds will be instantly rewarded by the provider if he found you eligible. There several lenders will provide you credits at viable rates and processing cost also is negligible. Through this online mode one can have fair comparison between the various providers.


Summary:

Unsecured tenant loans are the enormous support for those who do not have their own assets and need urgent cash. People with poor credits can easily get instant cash to meet their several vital requirements.

Advantages and Disadvantages of Bankruptcy

Life often brings circumstances beyond our control which force us into a financial corner and no matter how hard you try, it just never gets easier. If you’re unable to pay your bills when they are due and you’ve tried everything possible to get back on your feet, it may be time to consider bankruptcy.

What does Bankruptcy mean?
Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay its creditors. This means that you have legally declared yourself or your business unable to pay any outstanding debts.

What would be the disadvantages to filing for Bankruptcy?

The biggest disadvantage of bankruptcy is your credit rating. Since bankruptcy will have a negative impact on your credit rating, it will be harder for you to borrow money. Although most people who file for bankruptcy have a bad credit rating anyway, your credit history will basically reset itself to zero once complete. You’ll also need to keep record of all income and expenses while you remain bankrupt.

What are the advantages to filing for Bankruptcy?

Bankruptcy is the least costly way to deal with your debts. It can sometimes be completed in as little as 9 months. Usually the impact on your credit rating can’t get worse than it was prior to the bankruptcy. Bankruptcy protects you from collection action, legal action and wage garnishments. With financial hardship the stress of all debt can have a big impact on your life and with bankruptcy, the stress will be reduced and you will feel immediate financial relief because you know that your debts are being resolved.

Bankruptcy is intended to provide a person with a fresh financial start. Prudent Financial Services is the leader in loans to people with bad credit histories across the GTA and regions and repairing credit is Prudent Financial Services most serious commitment to its customers.

For more information, please visit our website at www.prudentcreditrepair.ca

Discover the Benefits of Using Retractable Clotheslines in the Home

The typical home clothes dryer is the second largest consumer of energy in the home, right after the refrigerator. While there aren't many other options for keeping food cold, there are some alternative things that can be done in order to decrease the amount of energy that is used with other appliances. Rather than drying your clothes in a clothes dryer, it is a much better idea to use retractable clotheslines instead. Aside from the energy savings that is found, there are many other benefits to using this simple gadget when doing laundry.

Environmentally friendly choices are often the most important to make these days as everyone is searching for ways to reduce their waste and consumption. Retractable clotheslines are one of the best items that can be used for an eco-friendly lifestyle. There is no electricity that is needed and clothes that are left to dry in the sunlight often smell better and are softer to the touch. Since the typical dryer often removes the smaller and softer fibers from clothing, using a clothesline can also help keep the clothes looking like new and reduce a substantial amount of waste. From the environmental perspective, this is certainly a great option that can be used in any home.

By purchasing a retractable clothesline, substantial space saving takes place when clothes are not being dried. Installation can take place either indoors or out because the line is coated and does not deteriorate when exposed to the elements. When not in use, the clothesline can be retracted into the containing box, which is also an excellent safety measure, especially when used in exterior locations. There will never be a safety concern of having someone walk into the line or the problem of having outdoor items entangled because the line will not be exposed when it is not in use.

While you may already be fully aware of the benefits of drying clothes in the sunlight on a clothesline, you may still be hesitant to purchase and install this equipment. Not only is installation easy, but retractable clotheslines can be placed in many different areas around the home, making them the suitable choice for any type of housing environment. Once you fully understand the ease of use, you will want to get started in using a clothesline right away for the substantial benefits they provide.

Source: EzineArticles.com

Lighting the Spark to Learn - Good Study Habits

It's exam time and I already know what I am going to see and hear around our house: stacks of paper and a lot of groaning. I'll walk over and find messy binders and notes that may or may not make sense and a student with blood-shot eyes. What frustrates me about this scene? It all seems so unnecessary.

I think learning how to learn ought to be a course taught in school right alongside science and social-studies. It ought to be incremental, starting in Grade 1, so that by the time Grade 10 or 11 rolls by, interacting with lessons is not so daunting and confusing.

Getting good grades shouldn't be this stressful; it should be fascinating. But I am not sure one can get to the fascinating part if you don't know how to learn properly and if you don't know how to get your mind to retain it in an effective way.

There are excellent courses outside of school that one can tap into. Dr. Marc Dussault, for example, has researched and packaged an excellent resource for students. It is affordable, I just don't know how many people are aware of it. There are also excellent articles on the internet on time management, learning styles, information retention; I just don't find those things in my kid's backpacks when they get home at 4:00. Why not? Wouldn't it be a win for everyone if I did?

Most high-schools offer a class on "Good Study Habits" but who shows up and how much of that do they remember? It needs to be something we refresh and reintroduce over and over to be of any benefit.

Those eager to learn will take the time to hunt out a strategy for learning, but what about those students who are already reluctant about coming to the table? I think we could light the spark to learn if the whole thing felt achievable in the first place.

Source: EzineArticles.com

How to Attract a Guy - Psychological Tricks to Make Him Go Crazy For You

Do you have strong feelings for a guy you know but unsure of whether he feels the same way about you? This is common to several women. They like a guy so much but the feeling is not mutual so they end up looking for effective ways on how to attract a guy and keep him interested.

To know how to get a guy to like you, you must work his mind; make him think you are one great catch that he should not miss out. One effective way to make him attracted to you is use a mind's perspective. Know how he thinks and behaves, and you will discover the right way to approach him.

Using psychological tricks will allow you to have an edge over others. Mind tricks work a guy's unconscious and make him think he likes you and wants to be with you. This way, you won't have to look like the one pursuing him because he thinks he is the one doing the chasing.

So what psychological tricks should you use to make him want you? Here are 2 highly effective mind tricks you can use on the guy of your desire.

Psychological trick 1: Take plenty of time before responding to him

If he gives you a ring or sends you messages, don't be excited to reply back. If you want a guy to go crazy for you, don't be readily available. You'll seem easy for him. Guys like challenges, and if you're always prompt in replying to his messages, he'll know you like him too much. This will take the challenge away from him and he will not feel driven to pursue you anymore.

But if you wait at least two or more days before you return his calls or respond to his messages, he feel you're avoiding him, or worse, you feel annoyed with him. When he does get this impression, he will do his best to make you like him.

Psychological trick 2: Reschedule dates

If you get to the point where you are going out on dates, after the initial date, reschedule the succeeding ones. If you are scheduled to watch a movie or have dinner the next day, call him hours before the agreed time and tell him something important came up. Make sure that you sound sincere when you give him the reason for your change of plans. Don't make him think you are trying to make fun of him.

You have to know how to strike a balance between postponing and showing up on dates to find the proper way on how to attract a guy. You wouldn't want him to think you're not serious in going out with him. He must feel he has a chance with you, remember that.

Source: EzineArticles.com

Crash Proof Your Teen

Statistics show that as many as 40% of teens get in some kind of accident during their first year of driving. These range from fender benders to cars that are totaled. Each year over 5,000 teens are killed in car accidents, and hundreds of thousands are injured. So, what can you do to crash proof your teens? Consider the following:

1. Start by teaching them right. The more supervised driving they have, the better chance they have of being a good driver. Once they are awarded their license, and you are no longer required to be in the car while they drive, the opportunity to teach them good road driving is gone. You can't just rely on the driver's education system and other driving programs to teach your child to drive. They need to practice, and the best way to do that is to drive with you. The more practice they get with a supervising adult, the better chance they have at avoiding crashes, and becoming a safe driver rather than a road hazard.

2. Take advantage of the "learners permit" stage. This is a stage where you have to drive with them, and they are looking to learn. So, optimize it by giving them plenty of opportunities to drive, and in plenty of different circumstances. Let them drive on back roads and parking lots when starting, then bump them up to more congested roads. Give them a chance to drive at night, or in the morning when there is some fog. Let them merge onto the highway, and practice safe driving in the rain. Basically, during this stage, try to replicate every possible driving scenario they will face on their own, but with you in the car. This way you can teach them the right way to handle these situations, and let them learn right from the beginning, so that you do not have to try and re-teach them later. That never works well.

3. Set rules for driving. The first couple months after a teen is allowed to drive on their own are the most dangerous. The risk of crashing jumps up by as much as 20%. Because teens need rules to be crash proof, start by discussing the rules that make the most sense. For example, teens tend to have more rear end accidents than most because they ten to tailgate. So, teach road rules like "count to three, safe you'll be". It might be a silly little ditty, but the fact is, if your child practices leaving space in the form of three seconds between them and the car ahead, even if they are not anticipating problems occurring further up the road, and potential road hazards, their chances or not crashing if one occurs, really jumps up. Beyond this, set rules for things like yellow traffic lights, you don't speed through them, you stop. Make sure they know not to talk on their phone, adjust mirrors, or change the radio or CDs when driving. Do that before, or pull to the side of the road when necessary.

Source: EzineArticles.com

Skills you need to manage your money

It may seem that everyone around you is spending money like mad and you’re counting the change in the jar. Paying off debt, saving money and getting through a financial setback is a reason well worth it but sometimes you just need a little help, so here are some essential skills to help you manage your money.

Make a monthly budget

Creating a budget may seem boring but in order to be successful you must look at your spending habits and understand where your money is going. Gather all your bills and expenses, including miscellaneous spending and keep track of it all. A budget doesn’t always necessarily have to be detailed, it can be as simple as destroying all your credit cards, invest 20% of everything you earn without touching it and live on the remaining 80%. If this is the route you’re going to take just remember that it’s still important to track your expenses as you can’t change any bad spending habits if you don’t know where your money is going!

Check your credit report

Your credit report is your financial report card. This is how lenders view you. It’s always best to know what’s on your credit report before lenders do. This will also give you the chance to clean up any errors or discrepancies. Review your credit report and make sure all the loans and credit accounts listed belong to you. Confirm all accounts listed as open are actual current loans and balances. People make mistakes and mistakes can cost you money so it’s important to check your credit report at least once a year.

Call around for better deals

Know what you’re paying for your cell phone, cable, utilities, credit card and look around, you may just find a better deal elsewhere. Contact your current service providers and ask them to beat their competitor’s deals. An effective tactic is to threaten closing accounts but be prepared to follow through and change your service provider to one that offers a better deal.

Set a Financial Goal

The future is always more exciting when you know where it will lead. No matter how small, setting a goal is an important process to your financial future. Write them down and refer to them every so often. It makes it easier to achieve your goals when you focus on them.

Occasionally you should reward yourself for successful money management. For more valuable tips and advice, please visit us at www.facebook.com/prudentfinancial

Incorporating Back to Society After Exiting Rehab

After coming out of a Florida rehab center, the first thing you wish to do is get back into the society you lived in and get back to your normal life as soon as possible. Getting back to your normal life after undergoing drug treatment is not a simple thing to do. It is a very difficult process for the individual as well as for his or her family. After returning from a rehab center after a period of 30 to 90 days, adjusting back into the environment of the home can be a painful experience. There are a number of things which come again in front of you which might have led to drug and alcohol addiction in the first place. A few such factors include:

(1) The trauma of broken and bitter relationships, a lost job, or overdue bills which you had left behind when you had gone to the rehab center.

(2) Remembering the pain and incidents which induced the usage of drugs.

(3) Similar friends, same problems and similar situations and circumstances of which drug addiction and usage was a part or triggered it.

Once you have returned from the rehab center, it is very important to find a balance between the painful past you had and a bright and independent future in front of you. Your addiction might have caused problems for many people around you and those who were close to you and not just yourself. Read through the points given below to get an idea on how to create a balance between your past and your future after getting out of a Florida rehab center.

The support of friends and family is very important to help you build strength and increase chances of permanent recovery. This support will allow you to remain addiction free. You are not the only person who has suffered; your family and friends have suffered along with you. The effects on your family are just as bad as they are on you. Choosing to eliminate the addiction will not only benefit you and but also those whom you love. Having support from family and friends will speed the recovery process and help you to see the truth.

You can also become part of any support groups in your vicinity. In these support groups you can meet people who are in a similar situation as yours and are dealing with a similar drug and alcohol addiction. When you hear stories of their struggle with the addiction, its effects and results, you feel that you are not the only one who is going through this kind of a situation and this in turn it motivates you to recover fast.

When all of these elements are present after undergoing a treatment at a Florida rehab center, it makes the road to recovery easier. These will help to lead an addiction free life which is happier and healthier than the previous life a person had.

Source: EzineArticles.com

Unsecured Tenant Loans - Get Finance without Taking Risk

Usually, lenders do not provide fiscal hold to tenants as there is risk of non payment. These days to secure instant cash tenants can apply for Unsecured tenant loans for bad credit. These credits do not demand any collateral to be kept this makes it more reliable. Borrowers can use the amount for which ever purpose they want like paying for tuition fees, buying a car, wedding, going to holiday tour or for debt consolidation. This implies that these credits are risk free in nature for borrowers.

Unsecured personal loans are perfect to meet your short term requirements and also the amount offered in these credits are not much high. The amount which you can borrow from these advances ranges from £1000 to £25000. Borrower can easily repay the taken amount within 10 years. The interest rate charged in this cash is slightly high due to absence of collateral. Though, the tenants with good credit history are charged comparatively low rate of interest. But the approval comes only when the lender is fully convinced about safe and timely return of the loan.

This fiscal aid is also given to the people who have poor credits. Unpleasant credits like CCJs, IVA, arrears, non payment and defaulters are also overlooked in these credits. However, the rate of interest charged to poor creditors in these finances is bit high due to the risk involved in non payments.

Online mode of borrowing finance is the best way to get cash in short time duration. To avail this support you can fill online application form available with your details. Sooner the lender will make contact with you after verifying the information. Funds will be instantly rewarded by the provider if he found you eligible. There several lenders will provide you credits at viable rates and processing cost also is negligible. Through this online mode one can have fair comparison between the various providers.

10 Most Popular Dog Breeds in America As Pets

Dogs are by far one of the most popular pets to have not only in America but around the world. Their lovable nature and unconditional affection makes them a crowd favorite for many individuals and families. However, not all breeds are the same. Some dog breeds are more popular than others. Here, we list the top 10 most popular dog breeds in America and why they are so popular.

1. Labrador Retriever

The Labrador Retriever is the most popular dog in America because it is a beautiful looking dog that can come in number of different colors from brown to black. It is a popular dog because it can be a family pet and a hunting dog and works exceptionally well as a bird dog. Parents love that it is very friendly to children and also easy to train. It is no surprise to me to see it in first place.

2. Yorkshire Terrier

The Yorkshire Terrier is a stylish dog that is a popular one at dog shows. Many people like this dog because it has a style and grace that separates it from other types of dogs. This smaller sized dog is a popular one with the rich.

3. German Shepherd

The German Shepherd has a strong following as well as this one has been used as a popular service dog for the police and as a family pet. It also has been used as effective watch dogs as well. These big dogs are also very intelligent and tractable making them a popular choice for Americans.

4. Golden Retriever

The Labrador Retriever is not the only retriever people like. The Golden Retriever is also one that many people like. Its main distinction is its golden coat that appeals to many people. It also has the same high level of smarts at other retrievers making it a great choice for a pet.

5. Beagle

The Beagle is a lovable character of American history that has flourished as a good hunter of small game. However, its more recent history is more of a low-key dog that can be a perfect addition to families that have a little less active lifestyle.

6. Boxer

The Boxer is strong, powerful dog breed that has its origins in Germany. Like many German dogs, it has a number of attractive qualities that people like.

7. Dachshund

The Dachshund is really a funny looking dog. This funny style of having a long body and short logs does make it very appealing to many people. For those looking for something a little out of the ordinary, this can be a great choice.

8. Poodle

The Poodle is a well known dog to most people that many people associate with the rich. Its most popular form is a miniature poodle which has been bred down through years of breeding. This is a lovely pet that many people will like the look of and is a top one at shows.

9. Shih Tzu

The Shih Tzu is another show dog. This one originates from China and has a distinctive look which adds to its appeal.

10. Bulldog

The Bulldog or as more people know it the British Bulldog has also a strong following in the United States. This affectionate dog has a low key demeanor that hides what can sometimes be an aggressive streak. Many people find this dog a great choice because of its look and personality.

Source: EzineArticles.com

Unsecured Personal Loans - Obtain Finance without Risk

Do you need urgent funds to meet some unexpected needs? If yes, then go for unsecured personal loans. These are perfect solution to acquire cash without keeping any collateral. Absence of security makes this finance risk free in nature. People who are tenants and do not have their own house can also avail this cash with ease.

With no credit check unsecured loans one can easily accomplish all his personal needs of vital finance like doing home improvements, paying buying holiday packages, supporting medical treatments, paying off debts, meeting urgent financial emergencies, and much more.

In this cash the amount which one can borrow ranges from £1000 to £25000. You can easily repay the borrowed amount in easy instalments. The repayment period of these financial supports are of 01 to 10 years. Rate of interest charged in these finances is slightly higher. Though one can negotiate the rate of interest charged with lenders. These finances are risk free in nature as there is no risk of loosing any of your valuable assets.

These credits are also available to those people who have bad credits and facing problems like CCJ’s, IVA, insolvency, arrears, late payments, bankruptcy and payment overdue and much more . Poor creditors can get full benefit from this assistance. These credits overlook credit score.

To apply for this assistance one can go online, there he can find several lenders providing cash at different rate of interest. You will be required to fill online application form. There you have to give some basic details such as your name, address; salary etc. lender will instantly reward you with cash if he found you eligible. By searching online you can make a fair comparison and can read different quotes of various lenders. This online mode of funding borrowers is the most convenient and fastest way of getting assistance.

Helen of Troy

Helen of Troy has become famous for her role in sparking the 10 year war between Troy and the combined leaders of Greece. This is only a small aspect of an interesting mythological character. This article will tell the story of Helen from her birth to her death.

Helen was the child of Leda, a queen of Sparta and Zeus. Zeus is said to have come to her in the guise of a swan after he had been chased by an eagle. Not long after she became pregnant. She also slept with her husband, Tyndareus the king of Sparta on the same night that she fell pregnant to Zeus. The result was two sets of twins - Kastor (Caster) and Polydeukes (Polydeuces) as the male twins and Helen and Clytaemestra (Klytaemestra) as the female twins. In some stories Leda gave birth to an egg which contained Helen, Kastor and Polydeukes, with Clytaemestra born normally. Clytaemestra was the daughter of Tyndareus and not Zeus.

Helen was abducted by the Athenian hero Theseus and his friend Pirithous when she was still as child. Theseus decided that he would keep her until she was old enough to marry. She was returned to Sparta after her twin brothers captured Aethra the mother of Theseus and held her as a hostage.
This early event set the scene for the most famous story surrounding Helen.

Helen had many suitors which concerned Tyndareus because if he chose one man over another it could lead to fighting between the suitors. He told the suitors that if they were to present themselves as a suitor to his step daughter they must swear an oath to defend her if the need ever arose. All suitors present agreed to this. Shortly after, Menelaus was chosen as the new husband of Helen.

Helen and Menelaus were given the kingdom of Sparta (Tyndareus stepped down as king). In an age of basileis (chieftain rulers) it was normal that the chief stepped aside for the better man. The marriage was at first normal with Helen behaving as a faithful wife to Menelaus. Meanwhile, Paris a prince of Troy had been chosen to judge a beauty competition between Athene, Hera and Aphrodite. They had all claimed the golden apple of discord because it was inscribed with the words 'to the fairest.' Modesty was not the strong point of the goddesses and each believed that they should own it. Zeus decided that only a mortal could decide who was the fairest in order to avoid the gods coming to blows over any decision made. Paris was chosen as judge.

The goddesses offered him bribes so that he would choose them. Hera offered Paris kingship over Europe, Athene offered greatness in battle and Aphrodite offered the most beautiful woman in the world. Paris was a shallow character and had no interest in greatness as a ruler or in war, however women were of interest to him. He chose Aphrodite and awarded her the golden apple of discord. He promptly set off to claim his prize: Helen.

Paris arrived at the court of Menelaus pretending to be an ambassador from Troy. He soon left with Helen. Some stories assert that she went willingly, while others maintain that she was raped and taken against her will. Some stories say that Helen was dispatched to Troy but never arrived, instead she landed in Egypt and spent the next 10 years there with her moral standing intact.

The oath that all of Helen's suitors had sworn years before was now used to gather the Greek rulers together. They finally gathered at Aulis and set sail for Troy.

The Trojan war would last for 10 years and end with Trojan defeat and the rescue of Helen. According to the Aeneid of Virgil (written in the 1st century BC), when Menelaus first set eyes on Helen he drew his sword to kill her, because so many had died in battle. Helen's beauty literally disarmed Menelaus and he dropped his sword. Menelaus and Helen travelled back to Sparta on separate ships. Helen arrived home safely, however Menelaus was caught in a storm and spent a number of years trying to reach home. The story of his travels is now lost, however it is known that he fought with the sea god Proteus because if he defeated the god then Proteus would have to tell him how to reach home.

Helen and Menelaus appear to have lived peacefully in the years following the Trojan war. They played host and hostess to Telemachus the son of Odysseus when he came to their court asking about the whereabouts of his father who still had not arrived home after 17 years.

After Menelaus's death his sons (by his concubines) known as Megapenthes and Nicostratus forced Helen to leave Sparta. Some stories say that she went to Rhodes where she was killed by Polyxo, the wife of Tleptolemus who was killed by Sarpedon in Troy. Other stories say that Helen as the daughter of Zeus ascended to Olympus shortly after returning to Sparta.

The end of Helen's life may have led to possible divine status with the gods on Olympus or alternatively she may have become the wife of Achilles and lived in the isles of the blessed. This was a special part of the underworld that is mentioned by Virgil. Homer, many centuries earlier makes no mention of the isles of the blessed, therefore they are probably a later invention to suit the growing optimism about life after death.

The question we are left with is was Helen an unwilling victim of men's desire, or was she a self indulgent woman with no moral scruples? My own view of this is that she was typical of the vulnerable position women had in the past and that she did not have a real choice, after all the gods had already decided what would happen to her.

Source: EzineArticles.com

Unsecured Personal Loan – Easy Access To Finance Ensured

You are in greater need of financial assistance for meeting host of expenses. But since you do not own a property, you have very limited options in terms of a loan offer. Unsecured personal loan provides you an opportunity in such a case. You may be a tenant or no homeowner, or even a home owner, or you may be having a bad credit tag, unsecured personal loan is easily available to you in these days of growing competition amongst the lenders. You can avail an unsecured personal loan for variety of purposes like paying for wedding or educational bills, enjoying holiday tour or clearing smaller debts or for home improvements. You can even complete home improvement works through the loan amount.

Unsecured personal loan is completely risk free offer for the borrower as the loan is approved without taking collateral. In the absence of security, however, the lender makes sure the borrower has sufficient income or repayment capacity at hand and has a good credit history. This is to ensure the safe and timely return of the loan amount. But at the same time, in order to cover for the risks, the lender charges higher interest rate on unsecured personal loan. Still, if numbers of unsecured personal loan providers are compared extensively, a comparatively lower interest rate can be availed. The loan amount as unsecured personal loan depends on repaying capability of the borrower that includes annual income and the actual money left at hand after paying for various expenses. Usually lenders approve up to £25000 Unsecured Personal Loans. Also the lenders offer unsecured personal loan for shorter repayment duration of 5 to 15 years. But it usually is enough duration for paying back a smaller loan.

In case of bad credit, lenders confirm the capacity of the borrower for easily paying off the loan installments before approving unsecured personal loan. So if you are confident of safe and timely paying off the loan installments and have a convincing repayment plan in place, the lender is most likely to approve unsecured personal loan. Your credit score will only move higher as you clear the loan installments one by one.

Source: EzineArticles.com

Rebuild your credit through a Prudent Loan

Credit card debt, car debts or any other consumer debt is a problem that many people can relate to. Whether you start off spending responsibly, it’s very easy to spiral and ruin your credit score. Whether you have simply ruined your credit, discharged from Bankruptcy or undischarged from Bankruptcy it’s extremely important to rebuild your credit.

Why is your credit score important?

Credit scores or credit rating is very important as this is how lenders view you. The higher your credit score, the better the rates you’re going to get. When your credit is damaged, you’re forced to pay a lot more than the person with a better credit rating.

What you should know?

The deeper in debt you are, the easier it is to fall into the traps of credit cards and payday loan companies. These companies will only charge you really high interest rates and payday loan companies DO NOT help rebuild your credit. The cost to borrow $1000 from a payday loan can be anywhere from $90 - $250 over two weeks depending on the company. Banks and stores deliberately make the minimum payments small so you can borrow large amounts without sizeable monthly payments while they receive high interest on your unpaid balance.

How Prudent Financial can help rebuild your credit now?

Prudent Financial Services has the most affordable loans to people with bad credit histories in the GTA.

With a $500 Prudent Financial Loan you will ONLY pay $9 a month or $108 in total fees over an entire year. Since 1984, Prudent has been specializing in repairing credit with open, affordable, same day loans to discharged and undischarged bankrupts, people whose proposal is almost paid off ,or people with paid off debt who still have bad credit scores.

Repairing your credit is Prudent Financials most serious commitment so save your money, your credit rating and your financial health and visit us at www.prudentcreditrepair.ca

Think smart. Think Prudent.

What Makes Provence So Special?

Located in the far southeast corner of France, Provence is a region that borders on the Mediterranean Sea and Italy. Home to some of France's most famous cities, including Marseilles, Nice and Cannes, Provence is part mountainous Alps and part arid seaside.

Great Wine. Wine has been produced in Provence since around 600 B.C., when the tradition was introduced by the Greeks. While the area is not France's most famous wine region, Provencal wines are excellent in their own right and constitute a way of life in the region. Particular to the area are light, delicious rose wines and several varietals of reds, as well as the famous Cassis white wines.

Inspirational Countryside. A number of wonderful artists and writers were from Provence, such as Paul Cezanne and Alphonse Daudet. Others simply found inspiration here, from Van Gogh to Renoir and Edith Wharton to F. Scott Fitzgerald. Nowadays, it is possible to visit the places depicted in many famous paintings, such as St. Tropez and Nice, or even pay homage to the homes and studios of artists that worked in Provence.

Amazing Food. Provencal food is inspired by the Mediterranean and the countryside, so it includes many wholesome, rustic French dishes that incorporate seafood and vegetables grown here. Popular dishes here include stews, seafood dishes, hearty meat concoctions and plenty of fresh breads, olive oils and garlic-based foods. The popular Herbs de Provence - mixed local dried herbs, which are used around the world, can be procured freshly here.

Warm Weather. Provence borders on the Mediterranean Sea, with a climate to match that is arid and warm most of the year. Most areas of Provence see exceptional amounts of sunshine, making it the perfect sparkling getaway.

Source: EzineArticles.com

Unsecured Loan Poor Credit History Offers

There are companies advertising that they offer an unsecured loans; poor credit history, they say, is not a problem. If they advertise that they do not do credit checks, then they are probably offering a payday loan. A payday loan is a short term high fee loan that has been referred to as a debt trap. In an emergency situation, it may be the only unsecured loan poor credit history victims have.

There are companies that advertise unsecured credit cards for poor credit risks. One that we looked at offered a credit line of $250, but the initial fees were $178, which were charged to the card and appeared on the first statement, leaving an available credit line of $72.

If you have been denied a loan or a credit card because of information obtained from one of the three major credit bureaus (Equifax, Experion or TransUnion), you are entitled to a free copy of that report. The bank or credit card company will provide you with the name of the credit bureau and then you must contact that bureau yourself. Before you consider unsecured credit cards for poor credit risks or an unsecured loan, poor credit history should be improved if possible.

You are also entitled to a free copy of your credit report if you are unemployed and plan to seek employment within the next 60 days, if you are on welfare or if there is inaccurate information on the report because of fraud. You are entitled to a free copy once in a 12 month period for any reason or no reason. Experts advise that consumers review the information on their credit reports, before they begin applying for loans or credit cards. Even if you know that you have a poor credit history, you may be able to improve it. In response to a recently enacted law, a new website was created to allow consumers easier access to their credit reports. The website address is http://www.annualcreditreport.com. There are companies using similar URL addresses to attract business to their websites. These companies are selling information about a number of things including, obtaining an unsecured loan, poor credit history repair, unsecured credit cards for poor credit risks and credit monitoring services. Make sure that you are at the correct site, before you provide any personal information.

There are companies that guarantee or promise an unsecured loan; poor credit history or no credit history is not a problem they say. Then they will ask you for a fee. These are called "Advance-fee Loan Scams" by the Federal Trade Commission. It is illegal for any loan company (whether they advertise unsecured loan, poor credit history not a problem or not) to request money from a consumer in order to process or guarantee receipt of a loan. Any fees attached to the loan will be deducted from the loan. Legitimate lenders never guarantee a loan until your credit status, employment information and references are verified.

The unsecured credit cards for poor credit risks are not much better than the advance fee loan scams, but if you have enough money to pay the fees, they may increase your credit limit with time. If you are in need of emergency funds, you may feel that you do not have time. This is why the payday advance companies are so popular. But, if at all possible, you should take steps to improve your credit score and avoid the scams. Consider all of your options before you apply for unsecured credit cards for poor credit risks or unsecured loan poor credit history offers.

There are companies and services designed to help consumers that are in debt. The National Foundation for Credit Counseling can provide you with a list of non-profit organizations in your area that provide free or low cost counseling services. There are law firms that specialize in credit repair for various fees. There are companies that will "search" for unsecured credit cards for poor credit risks or unsecured loan poor credit history offers. For a fee they will attempt to find a bank or loan company willing to lend to persons with your credit scores. If you try one of these companies, make sure that they are legitimate and that fees will be refunded if they are unable to find a loan for you.

If you are in an emergency situation, in need of an unsecured loan, poor credit history repair may not be an option at this time. Poor credit history repair takes time and patience. But, there are other options to consider before you take a payday advance or other high cost loan. Unsecured credit cards for poor credit risks will take time to process and will charge extra fees and even higher interest rates if you take a cash advance.

Retired and active duty military personnel and their dependents can obtain no interest loans and sometimes grants to help them with emergency situations like paying the rent or repairing the car. Homeowners may be able to borrow against their home's equity, not an unsecured loan poor credit history offer, since your home is securing the loan. If you are having trouble paying your bills, talk to your creditors; consider a debt management program or consumer credit counseling services.

There are other scams and unsecured loan poor credit history offers to avoid. Read the pamphlets and brochures published by the Federal Trade Commission at their consumer credit website. A secured credit card may be a better option for rebuilding or building credit than the unsecured credit cards for poor credit risks. Read the FTC's advice on these as well.

Source: EzineArticles.com

The Fastest Way to Lose Belly Fat - This Type of Diet is the Best to Get a Flatter & Sexier Belly

After a long research over The Fastest Way to Lose Belly Fat, you have reached at right place. Here I will tell you about the diets which I applied after a long research and get the desired result. I was asked to low my fat, calories and carbs in order to get positive result in minimum time but was badly dismayed. At last, I found a better way for this cause and lose 4 pound weight in one month duration. The fad diet procedures are as follow:

• There are some concerns regarding low carb fats that these sorts of diets are harmful then beneficial. It is true but to some extent. In this low carb diet, I was asked to follow Fastest Way to Lose Belly Fat and lower the use of bad carbs such as sugar but I was not prevented to use carbs which augment fiber quantity in the body. This lack of fiber is dangerous for digestive system which ultimately also affects the working of metabolism.

• Second thing which is emphasized was the low fat food usage. The same theory which has been applied to low carbs, applied to fat diet as well. There are some fats which are essential for our body such as omega and monounsaturated. So in this diet, I was restricted form all these fats which resulted in low working of metabolism.

• Third thing which harmed me a lot was low caloric diet. In this diet, I was forbidden from all types of calories which cause the lessening of pounds along with bad health. My body was generated to starvation mode which ultimately became the cause of low metabolism and digestive system. The food began to appear as fat on my body.After these diets, I had to face bad health and fat problem as well but one day I came across some tips and by following them, I loss me weight in a rapid way. This was The Fastest Way to Lose Belly Fat.

• There was no forbidding from any type of food, so there was no longing anymore in this Fastest Way to Lose Belly Fat.

• In this Fastest Way to Lose Belly Fat, there was no prohibition from calories which resulted in no starving.

• Frequent eating was suggested which mean no starvation again.

• The working of the metabolism increased so the digestion of the food became proper.

• All the tips in this diet were based on natural Fastest Way to Lose Belly Fat so the result was also natural as well.

Source: EzineArticles.com

Online Payday Loan - Instant Approval

Loans have become available from different quarters nowadays. Unlike before when we had to seek fiscal assistance and loans from retail banks, nowadays we can access quick loans from other mainstream micro-credit facilities renowned payday loan companies. Instant loan approval sounds so interesting and reassuring and to most, it is fictitious. However, you can get an online payday loan instantly. There are hordes of online payday loans companies that are offering loans. They will approve your loan application instantly approved and cash remitted to your checking account the same day or even in an hour time.

What exactly is online payday loan instant approval?

This context is not complex; in fact, it is simple as the words are self-explaining. An instant loan approval is the context however; the only profound thing is the online payday loan lender. Therefore, an online payday loan instant approval means that, an online payday loans company receives your loan application form and within minutes of evaluating the loan application form, approves it shortly after and confirms to you that they have approved of your loan. This is the most concise and elementary meaning of the Online Loans Instant Approval.

How do you apply for an online payday loan instant approval?

It is simple; all you need is to have the required documents to prove that you are eligible. Two, you only require the internet as your application platform. You will fill a loan application form and then submit it online. You can back it up with a fax mile of your bank account and a good credit rating from a bank. In addition, you can email a copy of your ID and work ID, plus your employer details. Such requirements will instantly qualify you for an instant loan approval.

How much can you get when the loan is approved?

Most lenders will give you what you asked for. They have set lending brackets, which has a minimum and a maximum though others have exceptions. However, the mainstream payday lenders, both online and those in malls and offices near you will lend you $100 to $1500. You will be required to repay the sum in full on your payday.

Source: EzineArticles.com

The high cost of Credit Cards

Almost all of us are familiar with credit cards. They are an important part of our day to day lives which is why it’s extremely important that consumers understand the true effect that the interest has on them. It may seem cheap and easy when you purchase with a credit card and only have to pay a small minimum at the end of each month BUT the truth is that your finances suffer!

What is Interest?

Interest is a fee that a consumer will pay for being able to borrow money. Credit card companies will keep the monthly minimums low (around 2% - 3%) so you won’t notice the high average rate (between 18% - 28%) that they charge on outstanding balances. Payday loan companies will charge up to 21% on every $100 borrowed. Paying too much interest is a common trap many Canadians fall into.

Minimum Payments

Minimum payments are important because even though the credit card companies charge a low monthly percentage, they’re actually charging a high interest rate. To the consumer this appears to be convenient and easy but in the long run it’s costing you almost double of the original balance.

What is an alternative to borrow money?

A payday loan company should not be an option. The fees are astronomical and they will not help you rebuild your credit.

Since 1984, Prudent has been specializing in repairing credit with same day loans which are open and affordable to discharged and undischarged bankrupts, people whose proposal is almost paid off as well as people who have paid off their past debt but still have bad credit scores.

Review the comparison below:



Prudent Financial Services is the leader in loans to people with bad credit histories across the GTA and regions. Don’t be fooled by the pay loan competition telling you how cheap and fast they are.

Save your money, your credit rating and financial health, visit www.prudentcreditrepair.ca today!